Cookies are small text files that websites place on your device when you visit them. Think of them as digital sticky notes that help us remember your preferences and improve your experience on abirieloivius.com. These files contain information about your interactions with our site and help us provide you with personalized financial forecasting tools.

We use various tracking technologies beyond traditional cookies, including web beacons, pixel tags, and local storage. Each serves a specific purpose in delivering our financial planning services effectively while respecting your privacy choices.

You have complete control over how cookies are used on your device. While essential cookies cannot be disabled (as they're required for basic site functionality), you can manage all other cookie categories through the button above or your browser settings.

When you choose to decline non-essential cookies, we'll still provide full access to your financial forecasting tools, but some features like personalized recommendations or saved preferences might not work as smoothly.

Our financial planning platform uses cookies strategically to make your budgeting and forecasting more efficient. For example, when you're working on a multi-year budget projection, functional cookies remember your input preferences and calculation methods, so you don't need to reconfigure everything each visit.

Analytics cookies help us understand which forecasting models are most accurate for Australian financial conditions, allowing us to refine our algorithms and provide better predictions for your specific situation.

Marketing cookies ensure that when we share educational content about financial planning, it's relevant to your current goals rather than generic advice that doesn't apply to your circumstances.

We retain cookie data only as long as necessary to fulfill the purposes outlined above. Essential cookies expire when you close your browser session, while preference cookies may last up to two years to maintain your settings.

You can request deletion of your cookie data at any time by contacting our privacy team or using the rejection controls on this page. We'll process such requests within 48 hours and confirm completion via email.

If you're concerned about specific tracking activities or need detailed information about data processing, our team can provide comprehensive reports about your account's cookie usage patterns.